Welcome to FinEduPro. These Terms and Conditions ("Terms") govern your access to and use of our website www.albuqay.com and the purchase of our financial education products, trading tools, courses, and software (collectively, the "Services").
By accessing or using our website and Services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Services.
By creating an account, making a purchase, or otherwise using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and any additional terms and conditions that may apply to specific Services.
You represent that you are at least 18 years of age and have the legal capacity to enter into these Terms. If you are using our Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
FinEduPro provides financial education products and trading tools, including but not limited to:
We reserve the right to modify, suspend, or discontinue any aspect of our Services at any time without prior notice.
To access certain Services, you must create an account by providing accurate, current, and complete information. You agree to:
You are solely responsible for maintaining the confidentiality of your account credentials. FinEduPro will not be liable for any loss or damage arising from your failure to protect your account information.
We reserve the right to suspend or terminate your account at any time for violations of these Terms, fraudulent activity, or any other reason at our sole discretion, with or without notice.
All prices are displayed in US Dollars (USD) and are subject to change without notice. We reserve the right to modify product prices at any time. Price changes will not affect orders already placed.
We accept various payment methods processed through secure third-party payment processors. By providing payment information, you represent that you are authorized to use the payment method and authorize us to charge all fees incurred.
When you place an order, you will receive an email confirmation. This confirmation does not constitute acceptance of your order. We reserve the right to accept or reject any order for any reason, including product availability, errors in pricing or product information, or suspected fraudulent activity.
You are responsible for any applicable taxes, duties, or government fees associated with your purchase, unless otherwise stated.
All payment transactions are processed through secure, encrypted connections. We do not store your complete credit card information on our servers.
Upon successful payment, you will receive access to digital products (courses, software licenses, educational materials) via email or through your account dashboard. Access is typically granted within 24 hours of purchase confirmation.
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the purchased products for your personal, non-commercial use only. This license does not grant you any ownership rights to the products.
Software products require installation and may have specific system requirements. You are responsible for ensuring compatibility with your system. Technical support is provided as described in the product documentation.
Our refund policy is outlined in detail in our separate Refund Policy document. By making a purchase, you acknowledge that you have read and agree to our refund terms, which include:
All content, materials, software, courses, and intellectual property available through our Services are owned by FinEduPro or our licensors and are protected by copyright, trademark, patent, and other intellectual property laws.
You may not:
FinEduPro, our logo, and all related names, logos, and slogans are trademarks of FinEduPro. You may not use these marks without our prior written permission.
You agree not to:
The content provided through our Services is for educational and informational purposes only and should not be construed as financial, investment, or trading advice.
You acknowledge and understand that:
FinEduPro, its owners, employees, and affiliates will not be held liable for any losses or damages resulting from the use of information provided through our Services.
Our website may contain links to third-party websites, services, or resources. These links are provided for your convenience only. We do not endorse, control, or assume responsibility for any third-party content, products, or services.
Your interactions with third-party websites are governed by their respective terms and privacy policies. We encourage you to review these policies before providing any information.
OUR SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.
We do not guarantee or warrant that:
You are responsible for ensuring that your computer system and internet connection meet the necessary requirements to access and use our Services.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FINEDU PRO, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, AND SUPPLIERS SHALL NOT BE LIABLE FOR:
IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE AMOUNT YOU PAID FOR THE SPECIFIC PRODUCT OR SERVICE GIVING RISE TO THE CLAIM, OR $100 USD, WHICHEVER IS GREATER.
Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so some of the above limitations may not apply to you.
You agree to indemnify, defend, and hold harmless FinEduPro, its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from:
We reserve the right to modify these Terms at any time. When we make changes, we will:
Your continued use of our Services after changes are posted constitutes your acceptance of the revised Terms. If you do not agree to the modified Terms, you must discontinue use of our Services.
You may terminate your account at any time by contacting us. Upon termination, you will lose access to your account and purchased products, subject to our refund policy.
We may suspend or terminate your access to our Services immediately, without prior notice or liability, for any reason, including:
Upon termination, all licenses and rights granted to you will immediately cease. Sections of these Terms that by their nature should survive termination will survive, including intellectual property provisions, disclaimers, indemnification, and limitations of liability.
These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.
Any dispute arising from these Terms or your use of our Services shall first be resolved through good faith negotiations. If negotiations fail, the dispute shall be resolved through binding arbitration in accordance with the arbitration rules of India.
You agree to submit to the personal jurisdiction of the courts located in Simla, India, for any actions not subject to arbitration.
You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.
These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and FinEduPro regarding our Services.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.
You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign our rights and obligations without restriction.
We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including acts of God, natural disasters, war, terrorism, strikes, or government actions.
No agency, partnership, joint venture, or employment relationship is created between you and FinEduPro as a result of these Terms or your use of our Services.
If you have any questions about these Terms or our Services, please contact us:
FinEduPro
33, Rupal Heights, Krishna Chowk
Simla - 565205
India
Phone: +212852357714
Website: www.albuqay.com
Business Registration Number: 35146635
BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND CONDITIONS, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE OUR SERVICES.